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  Northwest Florida Appraisals, Inc.

For years, mortgage lenders and consumers have depended on our expertise to provide high-quality appraisals on a wide assortment of homes in Walton County, Okaloosa County and Panama City Beach area of Bay County. By continuously keeping up with local real estate trends in these areas and staying current on valuation techniques through accredited courses, we've been consistently able to produce reliable home valuations for our clients.

Samuel P. Houston III
State Certified Residential Real Estate Appraiser

VA Approved / VA#5001606
HUD Approved FHA Appraiser
Expert in appraising High Valued Properties
Administrative reviews for local and national banking institutions
Expert witness for local and national banking institutions
Expert in appraising new construction and renovations projects
Expert in appraising small residential income properties

Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.55% 4.7%
15-yr Fixed 4.01% 4.22%
1-yr Adj 2.76% 3.42%
* national averages